Group Health Insurance
Group health insurance costs less because insurance companies can offer a better rate when they have a guaranteed group of clients.
Many people think group health insurance is only available through their employer. If their employer doesn’t offer health insurance, they think they are out of luck. In fact, though, many other groups and organizations offer health insurance: Banks, credit unions, and organizations such as alumni associations, fraternal organizations, and service sororities may offer group health insurance policies.
Finding a Cheap Rate
The fastest and easiest way to find cheap group health insurance is to go to an insurance comparison website. You can get quotes for all types of insurance at these secure sites, including:
* Traditional indemnity insurance – the most costly and the most flexible comprehensive plans- the most costly and the most flexible comprehensive plans
* Managed health care plans – HMOs, PPOs, and POSs – The cheapest and the least flexible comprehensive plans
* Major medical plans – Inexpensive plans limited to major medical illnesses
* Short-term plans and specific illness plans – Very inexpensive health care plans with time and illness limits
To get quotes from an insurance comparison website, you need to fill out a simple form with information about your insurance needs. You’ll then receive quotes from multiple A-rated health insurance companies which you can compare, then choose the best one for your needs.
On the best insurance comparison websites, you can also talk with insurance experts online or by phone, and get answers to your health insurance questions (see link below).
Visit or click on the following link to get Colorado group health insurance rate quotes from top-rated companies and see how much you can save. You can get more tips and advice in their Articles section.
The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written a number of articles on group health insurance in Colorado.